This document is aimed at providing you with a brief overview of our firm and to introduce our services. Postern Wealth has been in existence since 2009 with myself, Kieran Mulholland MD, beginning my career in financial services 30 years ago. Although we are based in central London our clients are all over the UK. With technology distance is no barrier to professional advice. We believe that the only way to plan effectively is to seek to understand our clients' own goals and desires. It is only when these goals are clearly understood by the adviser and client that a full and complete financial strategy can be sought.
Best Practice Member Firm Business Best Practice provides an institutional regulatory supervision and compliance framework service which provides us with a high level of regulatory assurance and leading-edge client management systems. This high quality and financially sound organisation ultimately provides us with a high level of assurance and comfort around the regulatory framework of the proposition and services we deliver to you, our clients. By leveraging the quality and services of an organisation like Benchmark, a Schroders plc group company, we have comfort that we will remain at the leading edge of our profession, ensuring we maintain a "Best Practice" approach to serving our clients. Many of the benefits we derive, we see as having direct value add relevance for our clients, including the provision of an independent complaints handling process for all of our clients, enhanced professional indemnity insurance, integrated client technology systems, including the Wealth Platform, independent compliance supervision of our advisers and the suitability of our client advice.
Initial Advice Our initial advice process is as below:
This demonstrates clarity and our Service Charter provides required disclosures, fees etc.
For us and our clients, this is an integral part of the financial planning journey and our annual ongoing advisory service. It gives us an opportunity to sit down with you and your family, to reflect on the past year and to look forward and consider what might be on the horizon for you in the coming years...
Helps us to show you visually how your plan has been set up to meet your objectives...
We will explain the various protection products and the benefits of those to you...
It is not just about monetary goals; this is about life and family and a consultative approach...
We work with your other professionals who have a deep knowledge and understanding of HMRC tax rules...
If you are wondering whether or not getting a financial adviser is worth it, ask yourself these questions: Do you have the skills and experience to manage your finances? Do you have time to research financial products? Are you happy to take responsibility for decisions that are likely to affect you and your family? Here at Postern Wealth we pride ourselves in helping take away your concerns and worries regarding all these key decisions.